The Central Provident Fund (CPF) system has undergone a series of changes in recent years as part of the Government’s policy objective to strengthen retirement adequacy, while balancing the impact of take-home pay and business costs. These adjustments include incremental increases to the CPF monthly Ordinary Wage (OW) ceiling and…
Category: Lifestyle
Foreigners Buying a Landed Residential Property in Singapore: Here’s What to Look Out For
Singapore is viewed as a safe haven for property investment due to its sound economy. As such, many foreigners are keen to buy properties in Singapore, including landed residential properties. However, it is not so easy as foreigners must go through an approval process. This article will provide an overview…
Can an organisation record a conversation without consent?
You may have read about the possible legal consequences of individuals recording conversations without consent. What happens when organisations record conversations without consent? If you, as an individual, are acting on behalf of an organisation when you record a conversation that contains personal data about a person and consent from…
8 Creative Ways of Proving Your Location for Your Legal Case (Even If You Have No Witnesses)
Why Might You Need to Prove an Alibi? There are a variety of legal quandaries in which one might find oneself in which it is critically important to be able to prove an alibi, i.e. where you or someone else was (or was not) at a particular time on a…
Insurance Disputes in Singapore: What Happens When They Arise?
For those who are insurers or who are insured, it is useful to have a backdrop of the terminology and the practice of insurance law. The practice of insurance law may be divided under two heads: Contentious: Where the insurance matter is disputable, such as determining the validity of an…
How to Shop for Groceries and Essentials Safely, During COVID-19?
Let us say to the Coronavirus: NO, NOT TODAY! — With COVID-19 cases here reach the 800 mark as of 29 March, it would be safe to assume that every Singaporean parent on the island is wondering how to grocery shop efficiently and safely to provide for their families and keep…
The truth about burnout: what are the causes and how to treat it
Recent survey results indicate work is the biggest cause of stress for Singaporeans. — You might have noticed feeling completely lethargic before you even start work, or strange aches and pains around your body at the end of your 15-hour shift (despite only needing to work 9 of those hours).…
Penalties for Shoplifting in Singapore – As Explained by a Lawyer
What is Shoplifting? “Shoplifting” involves the taking of items or goods from a shop without permission. It is typically “completed” when one eventually leaves the shop with the items or goods without making any payment at all. Is placing an item into one’s personal bag while in the shop considered…
How to Write a Legally Binding Promissory Note in Singapore
What is a Promissory Note? A promissory note is a written and signed unconditional promise made by a borrower to pay a certain sum of money to a specified party. This party may be a person or company. Promissory notes are governed by the Bills of Exchange Act. Why Should…
10 HDB flat rules in Singapore you are probably unaware of, and breaking!
Are you sure you haven’t broken these HDB flat rules in Singapore? Love them or hate them, you just can’t ignore them. There’s nothing more Singaporean than living in an HDB flat. We love our stray cats, potted plants and crowded corridors. But are you sure you are not breaking…