What Happens to Your HDB Flat After an Annulment?

Last updated on January 10, 2019

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A marriage may be annulled within three years of marriage under certain conditions. Where 80% of residential homes in Singapore are Housing and Development Board (HDB) flats, it is important that you know what will happen to your HDB flat following the annulment of your marriage.

A marriage can only be annulled if it is void or voidable in law. In both instances, a successful application for annulment will result in a judgment of nullity allowing for the division of matrimonial assets. The Women’s Charter applies such that the factors applicable to the division of matrimonial assets in the case of a divorce are the same as those of annulments.

Ancillary Relief with Respect to the HDB Flat Specifically

Where a marriage is annulled, both parties must surrender their HDB flat at the prevailing compensation price, subject to HDB approval. This is because an annulment may only occur within the the first three years of marriage, at which time the minimum occupancy period is not met.

However, you may be allowed to retain the flat if your parents were originally listed in the application to purchase the HDB flat. In that case, you can retain the flat with your parents. There are no other established exceptions to this general rule.

In the event that both parties are willing to enter into an agreement to transfer ownership of the flat to one of the parties, an appeal may be made to HDB. All such transfers are subject to HDB’s approval and eligibility criteria.

To determine whether you are eligible to retain the flat, a lawyer can assist you by submitting an “Agreed Matrimonial Property” Plan to the HDB.

Read our divorce fee guide to find out the fees for engaging a divorce lawyer in Singapore.

Before getting a divorce
  1. Drafting a Deed of Separation in Singapore (Instead of Divorcing)
  2. Alternatives to Divorce in Singapore: A Practical Guide
  3. Process for Getting Divorced in Singapore (With Diagram)
  4. What are the Legal Grounds for Getting a Divorce?
  5. 3 Finance Questions To Ask Before a Divorce
  6. Practical Preparations for a Divorce
  7. How to Divorce Within 3 Years of Marriage in Singapore
  8. Getting Divorced: Documents and Evidence to Prepare
  9. Getting a Divorce Due to “Irreconcilable Differences” in Singapore
  10. Online Divorce in Singapore: How It Works and Should You Get One?
  11. How Can I Divorce Overseas After Marrying in Singapore?
Divorce Fees
  1. Comprehensive Guide to Divorce Fees in Singapore
Getting a Divorce Lawyer
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  3. 7 Best Divorce and Family Lawyers in Singapore (2023)
  4. The Complete Guide to Choosing a Good Divorce Lawyer in Singapore
  5. Don’t Just Go for the Cheapest Divorce Lawyer in Singapore
  6. Find Highly Rated Divorce Lawyers in Singapore
  7. Child Custody Lawyers in Singapore: Do I Need One?
Proving Irretrievable Breakdown of Marriage
  1. How to Prove Adultery for Divorce Purposes in Singapore
  2. Getting a Divorce: How to Prove Desertion
  3. Getting a Divorce by Mutual Agreement in Singapore
  4. How to Prove Unreasonable Behaviour in a Singapore Divorce
  5. How to Prove Separation for a Singapore Divorce
Application for Divorce Part I: Dissolution of Marriage
  1. Your Spouse Doesn't Want to Divorce: What to Do
  2. Procedure for Dissolution of Marriage
  3. Simplified Uncontested Divorce vs Contested Divorce in Singapore
  4. Mandatory Parenting Programme Guide for Divorcing Parents
  5. Divorce Mediation in Singapore
  6. Divorce Application: What to Do If Your Spouse Cannot be Found
Application for Divorce Part 2: Ancillary Matters (Maintenance, Assets, Custody)
  1. Contempt of Court in Divorce: When You Can be Punished
  2. Guide to Co-Parenting for Divorcing Parents in Singapore
  3. Procedure for Ancillary Matters
  4. Maintenance of Spouse in a Singapore Divorce
  5. Filling in a Matrimonial Property Plan for a Singapore Divorce
  6. Dividing Matrimonial Assets in a Singapore Divorce
  7. What Happens to Your HDB Flat after Divorce?
  8. What Happens to Gifts Between Spouses During a Divorce?
  9. What Happens to Property and Assets Located Overseas Upon a Divorce in Singapore?
  10. Child Custody, Care and Control & Access: Singapore Guide
  11. Getting Divorced: Child Maintenance in Singapore
  12. Singapore Divorcee's Guide to Relocating Your Child Overseas
Post-Divorce
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  2. How to Appeal Your Divorce Case in Singapore
  3. Divorce Certs in Singapore: How to Get a Copy and Other FAQs
  4. Transfer of Matrimonial Home to Ex-Spouse After Divorce
  5. Can Divorcees Buy or Rent HDB Flats, and How?
  6. What to Do If Your Ex-Spouse Does Not Provide Maintenance
  7. How to Vary a Maintenance Order After a Singapore Divorce
  8. What to Do If Your Ex-Spouse Denies You Access to Your Child
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  2. Settling Ancillary Matters in Singapore After Foreign Divorce
  3. Typical issues in Singapore/England Divorces
  4. Immigration Issues for Divorcing Expatriates
  5. Can Foreigners Divorce in Singapore?
  6. Expat or Foreigner Divorce in Singapore: 10 Legal Issues to Consider
  7. Hague Convention: Overseas Child Abduction in Singapore Divorce
  8. Case Study: Cross-Border Child Custody and the Hague Convention on International Child Abduction
  9. Can British Expats in Singapore Choose to Divorce in England?
  10. Divorce for British Expats: Approach to Matrimonial and Non-Matrimonial Assets in England vs Singapore
  11. Divorce for British Expats: How the English Courts Deal with Financial Matters
Muslim or Syariah Divorce
  1. Fasakh in a Muslim Divorce in Singapore: Grounds & Process
  2. Divorce by Cerai Taklik: Guide for Muslim Wives in Singapore
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  4. Talak in a Muslim Divorce in Singapore (and Its Effects)
  5. Guide to Divorcing by Khuluk for Muslim Wives in Singapore
  6. Applying for Nafkah Idaah and Mutaah in a Muslim Divorce in Singapore
Other divorce matters
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  2. Case Study - Love conquers All: The Divorce That Didn’t Happen
Annulment
  1. Annulling a Singapore Marriage: Requirements and Process
  2. What Happens to Your HDB Flat After an Annulment?
Separation
  1. Separation in Singapore Via Deed of Separation and More
  2. Judicial or Legal Separation in Singapore: When and How to File
Prenuptial and Post-Nuptial Agreements
  1. Prenuptial Agreements in Singapore
  2. Should You Make a Post-Nuptial Agreement in Singapore?